Holman Wealth Management
Comprehensive Financial Planning
We offer complimentary financial planning to every investment client. Our high-level tools are designed to yield in-depth information. Our certified financial planner creates an actionable plan from your financial data that allows clients to adjust their approach to their key financial issues and enables them to realize better financial outcomes.
You will receive a 10-15 page financial planning report with "to-dos" to improve your lifestyle. There is an assessment of whether or not you have enough resources to last throughout your lifetime. We will go over improvements you can make to put you on the path to reaching your goals, primarily in the areas of cash flow, debt repayment, investment returns, insurance, taxes, and estate issues.
We provide recommendations for improving your workplace retirement accounts, and for optimizing your company benefits package.
We will monitor, assess and discuss your plan progress with you throughout your tenure with us.
Our methods of stock market investing go beyond simplistic asset allocation models that produce below average results.
If our evaluation of the market is positive, and the likely road ahead looks good, we want to take advantage of investments that in our view have the best appreciation potential, seeking opportunistic profits for you.
If in our judgment the markets are risky and showing signs of a correction, we want to take protective actions to protect client assets from erosion. We may go partially or fully to cash to preserve investor's capital and not give profits back to the market. Or, we may take other actions to keep you protected and on the growth path to reach your goals.
We want to explain how we go about doing all that. You could start with a review of our Services tab. You probably will want to call us or email us - see the Contact tab. You can set up a phone call, an online video meeting or an in-person appointment to discuss how we work for clients.
Robert Holman - Founder - The Defensive Advisor
Robert has been an analyst, manager, and financial advisor for over 40 years, first for corporations and now for individuals.
He founded Holman Wealth Management (HWM) to help clients get to their desired lifestyle faster than with typical investment programs. This is especially helpful to those who are behind on their retirement savings goals.
He worked for TD Ameritrade as an employee, then for LPL Financial as a contractor, before establishing HWM to render totally independent judgments regarding financial issues of all types.
He has prepared tax returns and assisted with estate probate for individuals, and explained to others the requirements for becoming financially wealthy, for many years.
He is a summa cum laude graduate of The University of Texas at Austin Business School and is a Chartered Financial Analyst and a Certified Financial Planner.
He resides with his wife and adult children in Dallas, TX. He serves in a leadership role in his church, helps divorced individuals recover from their experience, and helps church members with their financial issues.
We recommend TD Ameritrade Institutional to clients due to their high level of client and advisor service. TDA has combined with Charles Schwab and over a course of three years, the two firms will be fully integrated, with the best-of-the-best platforms surviving in the combined entity.
XY Planning Network
Holman Wealth Management is a member of XY Planning Network. Complementary with the membership fee are certain planning and investment tools and compliance assistance. Indeed, those are key considerations in becoming a member. XYPN offers members access to other financial service providers, and which are generally available for members to purchase through XYPN at a discount, which helps keep HWM fees low.