Offers

Weekly E-Newsletter

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Free Offer

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Investor Market Report

and Economic Analysis

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Includes:

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​Market rating (0 - 4 bearish, 5 neutral,

6-10 bullish)


Economic indicators moving the market


Changes in rules effecting

retirement accounts


Free offers for new subscribers

Portfolio Assessment

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Free Offer

 

Evaluate your holdings

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Is the portfolio designed to meet YOUR objectives?​

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Get an assessment of the risk of loss


Receive an explanation of what's done well

in the portfolio

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Get ideas for improvement

Questions about a finance issue?

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Free Offer

 

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I would be happy to discuss your financial concern with you.  Please call me this afternoon after the markets close.

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Get ideas for improvement

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Learn the rules for making your choices

Comprehensive
Financial Plan

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$500

A one-time charge

 

We charge a one-time fee of $500

to create the plan, plus a $105/qtr. fee

for 1 year for ongoing planning

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No additional charges while planis being created, then a

 

Actionable steps to improve your situation


Thereafter, optional ongoing financial planning at $35/mo. for up to 12 months


Includes employer

retirement account advice


For clients unable to place $50,000

with HWM at this time

Ongoing Financial Planning

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$35
Every month

Valid for up to 2 years


For clients who have completed

the 1 yr. planning process

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Complimentary and ongoing when your assets are managed by Holman Wealth Management

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You may call us or email us with your questions whenever you have them

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Wealth Management

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A Fee of

1% of Assets

Every year

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Starting at $1,000/yr. per $100K

for investment management

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This is industry standard pricing

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Example calculations:

  • a 1% management fee for $50,000

in assets = $500

  • 1% fee for $50,000 up to $500,000

in assets = $500 to $5,000​

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Industry data suggests the average

investor benefit =

an additional 4% return after

the fee is deducted

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We seek to do better


Receive help with

investments,

retirement,

income taxes,

wills,

 etc.

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Holman Wealth Management - The Defensive Advisor

Dallas, TX 75229 

RobertH@defensiveadvisor.com 

972-702-6032 

Last Edited: October, 2021

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Holman Wealth Management LLC is a registered investment adviser offering advisory services in the State of Texas. Registration does not imply a certain level of skill or training. The information shared on this page shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute.
 
The written content and opinions voiced herein are for general information only and are not intended to provide specific advice or recommendations for any individual without HWM having complete knowledge of that individual’s total financial profile.  Material presented herein is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. 
 
To determine what is appropriate for you, consult HWM or a qualified professional financial advisor.  While we provide general tax and legal information, please consult with a tax professional or attorney on tax and legal issues before proceeding on such information.  No investment strategy guarantees success or assures against occasional losses.

 

CFA - Chartered Financial Analyst (or CFA®): The CFA charter is the gold standard for the investment industry. CFA charterholders enjoy a mark of the highest distinction in the investment management profession, a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. Passing the three six-hour cumulative CFA exams (Levels I, II, III) is a difficult feat that requires extensive study (successful CFA candidates report spending an average 3,000 hours of study to become a CFA). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry.

 

To earn the CFA charter, candidates must master a broad-based curriculum of investment principles and commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct. The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.

 

The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charter holders to:

  • Place their clients’ interests ahead of their own

  • Maintain independence and objectivity

  • Act with integrity

  • Maintain and improve their professional competence

  • Disclose conflicts of interest and legal matters

 

CFP® (CERTIFIED FINANCIAL PLANNER™): The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). Individuals who become certified must complete 30 hours of continuing education every two years, and agree to be bound by ethics requirements in order to maintain the right to continue to use the CFP® marks.

 

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services - including insurance and risk management, employee benefits, investments, income tax, retirement, and estate planning;

  • Examination – Pass the comprehensive CFP® Certification Examination - includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances;

  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent); and

  • Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

 

Proud member of XY Planning Network! Advisors displaying this badge have been accepted into XY Planning Network by vowing to adhere to strict fiduciary standards and by carrying the CFP® designation. XY Planning Network is the leading financial planning platform for fee-for-service financial advisors who want to serve their Gen X and Gen Y peers by providing comprehensive financial planning services without commissions, product sales or asset minimums. 

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