Our Vision

 
To continue building wealth, in up markets and down markets, even as market conditions change, using both offensive and defensive investment strategies.
 
Do you seek a wealthy lifestyle?
Do you want to retire early?
Would you like to give more to charity?
Do you plan to make substantial assets available to your heirs?

 

Then, you’ve got to make a move to reach your specific lifestyle goals – failure to do so is not an option.  Why talk to us?  We understand the signs of the times, and we know what should be done about them.

 

HWM was formed to offer relationship-oriented financial planning and investment guidance. We seek to grow our client’s balances in favorable markets, and to protect client’s principal in high-risk markets.

A certified financial planner will do a comprehensive plan for as little as $500 - and it's free of charge for each investor guidance client because it's important that we fully understand your current financial position and objectives.

 

Your financial success is important to us. We want to help as many people as possible to be successful in reaching their financial goals and objectives.

We manage client portfolios for the industry-standard charge of 1% of assets under management (AUM).  We also provide complimentary planning services to our investment clients, which includes a projection of the likelihood of achieving your financial goals, typically focusing on financial independence as the primary objective.

 

We charge a one-time fee of $500 to create a financial plan with actionable steps for those individuals who are non-investment clients, with a quarterly fee for advice on outside investment accounts and for ongoing financial planning services.

 

Call or email us. Set an online video meeting or an in-person appointment to understand what we can do for you.

 

  • Planning for Lifetime Wealth

  • Portfolios

  • Retirement

  • Tax & Estate issues

  • Insurance, Credit & Employee Benefits assistance

  • Medicare, Social Security and Retirement Plan Withdrawals

  • Cash and Debt Management

12:00 TUESDAY – Stock Market Report #119  6/15/21

by Robert Holman | The Defensive Advisor

INSIDE: Current market rating, the economy, inflation, interest rates, the Federal Reserve, stock selection, and a free offer.

FREE OFFER  – I will give you a complimentary portfolio evaluation --- pointing out any flaws found and giving you ideas for improvement.  Contact me at roberth@defensiveadvisor.com or by calling 972-702-6032 or by sending your contact information via the website link below.

TO MY EXISTING CLIENTS, THANK YOU FOR YOUR TRUST.  We’ve had great success since we started this RIA in mid-2018, up more than 60% in our moderate risk portfolios after all income and expenses.

Pricing

We use industry-standard pricing for our investment management service.  We charge 1% of assets under management.   

 

Complementary financial planning is provided to all our investment clients.

 

We use industry-standard pricing for our financial planning service.  

We charge $500 to do a financial plan for a non-investment client, with a quarterly fee for advice on outside investment accounts and ongoing financial planning services.

 

 

Types of Clients

Here is a list of read, re-read and partially read investment books in my personal library.

 

Divorced men and women

Divorced men and women

Gen X,Y

Gen X,Y

Retired military

Retired military

Doctors

Doctors

Financially independent

Financially independent

Individuals behind on goals

Individuals behind on goals

Business owners

Business owners

CFA charter award
CFP certificate award
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