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John Robert Holman investment manager
We work hard to increase your wealth

How we can help You

We seek to invest for opportunistic profits and to protect you from giving those gains back when the markets turn down.
 
To say it differently, our investment philosophy is to help ensure that our client's wealth does not erode in disruptive markets.
We avoid buy and hold to protect you from downside losses.
 
Of course, you have objectives.  Do you want  ...
  • a wealthy lifestyle?   
  • financial independence? 
  • enough funds to retire sooner? 
  • peace of mind and security?
  • growth in value while avoiding high risk? 
  • protection from financial loss in bad markets?  

 

Then, you’ve got to make a move to reach your lifestyle goals – failure is not an option.

 

 Why talk to us? 

When change happens, we happen to change.

 

We understand the signs of the times,

and we know what should be done about them.

If you have questions - we have answers.

Contact us today and get immediate help.

 

What else do you need to know?

HWM was formed as a relationship-oriented investment manager. We design programs that help you reach your financial goals.  We work to grow our client’s balances in favorable markets, and to protect client’s principal in high-risk markets.

We don’t try to PREDICT FUTURE trends; we try to ADJUST RISK to CURRENT and FUTURE CONDITIONS.  That’s a significant difference to the general strategy you get from large firms.

Your financial success is important to us.  We want to help as many people as possible to be successful in reaching their retirement objectives and wealth goals.

We charge a 1% fee on portfolios we manage, which is industry standard for such services.  Industry studies show that you should expect a 4% excess return (after the fee) or you should terminate our relationship. We seek to do better.  Our account minimum is $50,000.

 

We also provide financial planning services.  For those not ready for portfolio management, we charge a one-time fee of $500 to create a financial plan, with actionable steps.  There is a quarterly fee of $100 (or $35 monthly if preferred) for ongoing financial planning assistance, and we also advise on your outside investment accounts, eg., your company retirement account.

Call or email us. Let's set up an on-line video meeting or a phone call to discuss what we can do for you.

 

Types of Clients

Behind on goals

Behind on goals

Gen X,Y

Gen X,Y

Retired military

Retired military

Doctors

Doctors

Former brokers

Former brokers

Divorced

Divorced

Business owners

Business owners

Lawyers

Lawyers

CFOs

CFOs

  • Planning for Lifetime Wealth

  • Investment Management

  • Funding Retirement

  • Tax & Estate planning issues 

  • Insurance, Credit & Employee Benefits assistance

  • Medicare and Social Security choices

  • Retirement Plan withdrawals

  • Cash and Debt Management assistance

​Just click here, and I’ll be happy to give you a complimentary portfolio evaluation – sending you an email explaining what’s good about the portfolio, how it’s likely to perform in the coming months, and I'll give you a couple of ideas for improvement – again, all at no cost to you. 

Alternatively, you may contact me by calling 972-702-6032, and I’ll give you a way to securely email your portfolio holdings to me and we will input the data and produce your evaluation report.

  click here for assessment 

STOCK MARKET RATING (THE BIG PICTURE) 6.0 (1-4 bearish, 5 neutral, 6-9 bullish). 

After reading the full report, if you are unsure how to position your portfolio to take advantage of these conditions, call me to discuss your circumstances. 

 

If you would like, we will do a complimentary portfolio evaluation, and we will explain what ought to be done to improve your situation.

Plans and pricing

We use industry-standard pricing for our investment management service.  We charge 1% of assets under management.   

 

Complementary financial planning is provided to all our investment clients.

 

We use industry-standard pricing for our financial planning service.  

We charge $500 to do a financial plan for a non-investment client, with a quarterly fee for advice on outside investment accounts and ongoing financial planning services.

 

See more here

Here is a list of partially read, read and/or re-read and investment books in my personal library.  Read all you can about investing.

CFA Charter
XYPN Member Badge
CFP Certificate
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