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Our Vision
To build client wealth in both up and down markets, using both offensive and defensive investment strategies.
Do you have goals and objectives? Do you want ...
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a wealthy lifestyle?
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financial independence?
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your retirement funds to grow faster?
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peace of mind and security?
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invest and avoid high risk?
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protection from financial loss in bad markets?
Then, you’ve got to make a move to reach your lifestyle goals – failure is not an option.
Why talk to us? When change happens, we happen to change. We understand the signs of the times, and we know what should be done about them.
You have questions - we have answers - contact us today and get solutions.
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What else do you need to know?
HWM was formed as a relationship-oriented investment manager. We design programs that help you reach your financial goals. We work to grow our client’s cash balances in favorable markets, and to protect client’s principal in high-risk markets.
We don’t try to PREDICT the FUTURE trends; we try to ADJUST RISK to CURRENT conditions. That’s a significant difference.
Your financial success is important to us. We want to help as many people as possible to be successful in reaching their wealth goals and retirement objectives.
We charge a 1% fee on portfolios we manage, which is industry standard for such services. We also provide financial planning for all portfolio management clients. Our minimum is $50,000.
For those not ready for this service, we charge a one-time fee of $500 to create a financial plan, with actionable steps. There is a quarterly fee of $100 (or $35 monthly if preferred) for ongoing financial planning assistance, and we also advise on your outside investment accounts, eg., your company retirement account.
Call or email us. Let's setup an on-line video meeting or a phone call to discuss what we can do for you.
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Planning for Lifetime Wealth
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Investment Management
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Funding Retirement
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Tax & Estate issues
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Insurance, Credit & Employee Benefits assistance
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Medicare and Social Security choices
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Retirement Plan Withdrawals
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Cash and Debt Management assistance
Just click here, and I’ll be happy to give you a complimentary portfolio evaluation – sending you an email explaining what’s good about the portfolio, how it’s likely to perform in the coming months, and I'll give you a couple of ideas for improvement – again, all at no cost to you.
Alternatively, you may contact me by calling 972-702-6032, and I’ll give you a way to securely email your portfolio holdings to me and we will input the data for the evaluation report.
STOCK MARKET RATING (THE BIG PICTURE) … 6.5 (1-4 bearish, 5 neutral, 6-9 bullish). We have entered a bullish phase with today’s reduction in the CPI growth rate.
We have recently added positions that are doing well in this environment, are virtually fully invested in our more aggressive accounts and our moderate risk accounts, with one exception, are 80% invested or more.
PORTFOLIOS … After reading the full report, if you are unsure how to position your portfolio to take advantage of these conditions, call me to discuss your circumstances. If you would like, I’ll do a complimentary portfolio evaluation, and I’ll explain what ought to be done to improve your situation.
Types of Clients
 Behind on goals |  Gen X,Y |
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 Retired military |  Doctors |
 Former brokers |  Divorced |
 Business owners |  Lawyers |
 CFOs |
Plans and pricing
We use industry-standard pricing for our investment management service. We charge 1% of assets under management.
Complementary financial planning is provided to all our investment clients.
We use industry-standard pricing for our financial planning service.
We charge $500 to do a financial plan for a non-investment client, with a quarterly fee for advice on outside investment accounts and ongoing financial planning services.
Here is a list of read, re-read and partially read investment books in my personal library.
