top of page

Our Vision

To build client wealth in both up and down markets, using both defensive and opportunistic investment strategies.
Do you have goals and objectives?  Do you want  ...
  • a wealthy lifestyle?   
  • financial independence? 
  • enough funds to enable you to retire faster? 
  • peace of mind and security?
  • invest for growth and avoid high risk? 
  • protection from financial loss in bad markets?  

 

Then, you’ve got to make a move to reach your lifestyle goals – failure is not an option.

 

 Why talk to us?  When change happens, we happen to change.

We understand the signs of the times, and we know what should be done about them.

If you have questions - we have answers

contact us today and get solutions.

--------------------------------------------------------------------------------------------------------------------------------

 

What else do you need to know?

HWM was formed as a relationship-oriented investment manager. We design programs that help you reach your financial goals.  We work to grow our client’s cash balances in favorable markets, and to protect client’s principal in high-risk markets.

We don’t try to PREDICT the FUTURE trends; we try to ADJUST RISK to CURRENT conditions.  That’s a significant difference over buy and hold.

Your financial success is important to us.  We want to help as many people as possible to be successful in reaching their retirement objectives and wealth goals.

We charge a 1% fee on portfolios we manage, which is industry standard for such services.  We also provide financial planning for all portfolio management clients.  Our minimum is $50,000. 

 

For those not ready for this service, we charge a one-time fee of $500 to create a financial plan, with actionable steps.  There is a quarterly fee of $100 (or $35 monthly if preferred) for ongoing financial planning assistance, and we also advise on your outside investment accounts, eg., your company retirement account.

Call or email us. Let's set up an on-line video meeting or a phone call to discuss what we can do for you.

 

Types of Clients

Behind on goals

Behind on goals

Gen X,Y

Gen X,Y

Retired military

Retired military

Doctors

Doctors

Former brokers

Former brokers

Divorced

Divorced

Business owners

Business owners

Lawyers

Lawyers

CFOs

CFOs

  • Planning for Lifetime Wealth

  • Investment Management

  • Funding Retirement

  • Tax & Estate issues

  • Insurance, Credit & Employee Benefits assistance

  • Medicare and Social Security choices

  • Retirement Plan Withdrawals

  • Cash and Debt Management assistance

​Just click here, and I’ll be happy to give you a complimentary portfolio evaluation – sending you an email explaining what’s good about the portfolio, how it’s likely to perform in the coming months, and I'll give you a couple of ideas for improvement – again, all at no cost to you. 

Alternatively, you may contact me by calling 972-702-6032, and I’ll give you a way to securely email your portfolio holdings to me and we will input the data and produce your evaluation report.

STOCK MARKET RATING (THE BIG PICTURE) … 6.5 (1-4 bearish, 5 neutral, 6-9 bullish).  Must be cautious here.

 

We are also at a level in valuations where the market usually pauses or pulls back some, although such levels can persist for a year or more before the pullback happens.

Right now, all leading indexes are short-term bullish, but of course that can change at any minute.  The tech sector remains strong, and financials are gaining strength.

PORTFOLIOS … After reading the full report, if you are unsure how to position your portfolio to take advantage of these conditions, call me to discuss your circumstances. 

 

If you would like, we will do a complimentary portfolio evaluation, and we will explain what ought to be done to improve your situation.

Plans and pricing

We use industry-standard pricing for our investment management service.  We charge 1% of assets under management.   

 

Complementary financial planning is provided to all our investment clients.

 

We use industry-standard pricing for our financial planning service.  

We charge $500 to do a financial plan for a non-investment client, with a quarterly fee for advice on outside investment accounts and ongoing financial planning services.

 

See more here

Here is a list of read, re-read and partially read investment books in my personal library.

 

CFA Charter
XYPN Member Badge
CFP Certificate
bottom of page