I began learning about investing at the age of eleven after my father passed away from lung cancer caused by cigarette smoking. I can remember my mother sitting me down and telling me, "You need to be the man in the family now, to help me around the house, and to help take care of your little brother and little sister."

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I took those responsibilities to heart, which marked the beginning of my journey to adulthood.

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So at the age of 11, in addition to helping out mom, I began to read the business pages of my local newspaper, and tried to figure out from the news which companies would be a good investment, and how news caused stock prices to go up or down.

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I had money saved from my summer job mowing neighborhood lawns, so I opened a custodial account at Merrill Lynch.   

 

I made my first stock investment in Advanced Micro Devices, a profitable investment.  With the 1974 Arab oil embargo, I started investing in oil stocks, and those became very profitable investments, too.  

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I began to read investment books by the dozen.  Mostly, I read books that would recount how the great investors and traders made their fortunes in the old days - Bernard Baruch, Gerald Loeb, John LeFevre, Harry Schultz, and others. Then,  as I got older, I read about economics, technical analysis, business cycles, and bear markets. This was a really great, high-school-level investment foundation.

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In college, I focused my studies on Accounting, Investing and Business.

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While in college, I bought stock in Southwest Airlines after a librarian helped me find a copy of the Congressional Record at my college business library.  I read about the Wright Amendment (named after Ft. Worth congressman Jim Wright) who pioneered the legislation that allowed the start-up airline to fly out of Love Field.  I recognized they had a monopoly, or more correctly an oligarchy, and I knew they would succeed.  Again, I made another great return. 

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I graduated with a BBA - Finance, summa cum laude, and was extremely excited to start working.

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After graduation, investment jobs were hard to come by.  Mergers of investment firms left many outstanding, talented, and knowledgeable Wall Street financial people hunting for work.   I could not find an analyst position, so I went to work for a large retailer headquartered in my hometown, working in their investor relations department. I enjoyed talking with the Wall Street investment analysts who covered our company.  I was also part of a team that wrote our company’s quarterly and annual reports to shareholders.  

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I worked my way up the ranks and made many friends along the way.  Whenever I thought of leaving for Wall Street, circumstances allowed me to do new, innovative investment-related work. I stayed there longer than intended, a full 15 years. However, I eventually left and started work as an independent entrepreneur until my two daughters graduated from college.  At that point, I made a critical decision.

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I shifted my career focus to helping individuals, rather than large corporations.

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With my two girls now out of college and living on their own, I began to realize my long-standing objective of being a professional actively involved in directing investments. I went to work for a big investment firm.  After obtaining my investing licenses, I started as an employee in customer service, answering customer questions.  I was promoted to an investment consultant position in a branch office, working face-to-face with the firm’s clients, helping them to maximize their investment portfolios, consistent with their risk tolerance and financial objectives.

 

I left that company after six years and joined a different broker-dealer as an independent contractor, an important step along the road to independence.  I now had real freedom in selecting how I invested my client's money.  After a couple more years, I left that company to establish my own registered investment advisory company.

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I founded Holman Wealth Management to be a true fiduciary firm working in my clients’ best interests.

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Since the launch of HWM in 2018, my aspirations for investing have led to some remarkable results. I have a passion for helping “regular people" realize the American dream.  I like assisting them in reaching a better lifestyle, or building their financial position so they can confidently change jobs, or helping them in realizing their retirement dreams without undue concerns over money.

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Seeing those dreams come alive is so rewarding for me – I see optimism and hope rebirthed, as goals are reached and lives are changed.

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I like to explain, educate, encourage, excite, and empower others --- the “5 Es” I call them --- to help those "regular people" to seek and find the best life has to offer. 

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Well, that’s my story ... I hope it inspires you to want to work with me.  Call me, qand let me explain how I can help you.

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