Our Vision

 
To build client wealth in both up and down markets, using both offensive and defensive investment strategies.
Are you seeking financial independence?  Do you want a wealthy lifestyle?   Do you want your retirement funds to grow faster?  Do you want peace of mind and security? Are you interested in avoiding high risk?  Would you like some protection from financial loss in bad markets?  

 

Then, you’ve got to make a move to reach your lifestyle goals – failure is not an option. You have questions - we have answers - contact us today and get solutions.

 

Why talk to us?  We understand the signs of the times, and we know what should be done about them.  ​When change happens, we happen to change.

 

HWM was formed to offer relationship-oriented investment management. We design programs that help you reach your financial goals.  We work to grow our client’s cash balances in favorable markets, and to protect client’s principal in high-risk markets.

Your financial success is important to us.  We want to help as many people as possible to be successful in reaching their wealth goals and retirement objectives.

We charge a 1% fee on portfolios we manage (AUM), the industry standard for such services.  Our minimum account size for investment management is $50K.  For those not ready for this service, see our quarterly planning option.

Our investment clients receive complimentary financial planning, because it's important we fully understand your current financial position. The plan projects your likelihood of achieving financial independence as your primary objective. 


For those individuals who are non-investment clients, we charge a one-time fee of $500 to create a financial plan with actionable steps, with a quarterly fee of $105 (or $35 monthly if preferred) which guarantees ongoing financial planning services.  We also advise on your outside investment accounts.

Call or email us. Let's setup an on-line video meeting or a phone call to  understand what we can do for you.

 

Types of Clients

Behind on goals

Behind on goals

Gen X,Y

Gen X,Y

Retired military

Retired military

Doctors

Doctors

Former brokers

Former brokers

Divorced

Divorced

Business owners

Business owners

Lawyers

Lawyers

CFOs

CFOs

  • Planning for Lifetime Wealth

  • Investment Management

  • Funding Retirement

  • Tax & Estate issues

  • Insurance, Credit & Employee Benefits assistance

  • Medicare and Social Security choices

  • Retirement Plan Withdrawals

  • Cash and Debt Management assistance

​Just click here, and I’ll be happy to give you a complimentary portfolio evaluation – sending you an email explaining what’s good about the portfolio, how it’s likely to perform in the coming months, and I'll give you a couple of ideas for improvement – again, all at no cost to you. 

Alternatively, you may contact me by calling 972-702-6032, and I’ll give you a way to securely email your portfolio holdings to me and I will input the data for the evaluation report.

12:00 TUESDAY – Stock Market Report and Commentary  #173 published 8/2/22

by Robert Holman | The Defensive Advisor

INSIDE:  Current market rating, market and economic commentary, and several free offers.

EQUITY MARKET RATING … 3 (0-4 bearish, 5 neutral, 6-10 bullish).  There is a bull/bear battle that continues weekly.

                                           ... Read More ... 

PORTFOLIOS …  After reading this report, if you are unsure what to do with your portfolio, call me to discuss your circumstances and I’ll explain what ought to be done to help your situation.

If you would like a complimentary portfolio evaluation, just click here and we will explain what’s good about your portfolio, what you should consider changing, and how it’s likely to perform in upcoming months, all at no cost to you. 

TO MY EXISTING CLIENTS, THANK YOU FOR YOUR TRUST.  We’ve had great success since we started this RIA in mid-2018, and are doing better than the market return over the same time period.

Plans and pricing

We use industry-standard pricing for our investment management service.  We charge 1% of assets under management.   

 

Complementary financial planning is provided to all our investment clients.

 

We use industry-standard pricing for our financial planning service.  

We charge $500 to do a financial plan for a non-investment client, with a quarterly fee for advice on outside investment accounts and ongoing financial planning services.

 

See more here

Here is a list of read, re-read and partially read investment books in my personal library.

 

CFA charter award
CFP certificate award
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